European Alternatives to Ramp
US corporate card and spend management platform. Below are 3 alternatives from companies headquartered in Germany, Denmark and France. 1 of them keeps data in the EU only.
Headquartered in Europe
Every company listed here has its headquarters in the EU, EEA, UK or Switzerland, not just a data centre there.
Data location you can check
The pricing table shows whether each one keeps data in the EU only, offers an EU region, or does not say.
Outside the US CLOUD Act
US providers can be ordered to hand over data held in their European data centres. A European company with no US parent or US operations is outside that reach.
Compare Ramp Alternatives
| Company | Headquarters | Data Residency | Founded | Pricing | Open Source | Employees | Funding | Replaces | Website |
|---|---|---|---|---|---|---|---|---|---|
| Berlin, Germany | 🇪🇺 EU Only | 2019 | Custom / quote-based | ❌ No | ~300 | VC-backed growth company | Ramp, Brex | Visit | |
| Copenhagen, Denmark | 🇪🇺 EU Available | 2015 | From paid plan tiers | ❌ No | ~900 | VC-backed growth company | Ramp, Brex | Visit | |
| Paris, France | 🇪🇺 EU Available | 2016 | Custom / quote-based | ❌ No | ~600 | VC-backed growth company | Ramp, Expensify | Visit |
Ramp Alternatives: Pricing and Hosting Compared
Starting prices are the lowest paid plan each vendor publishes. Check the vendor's pricing page before you buy, as plans change.
3 European Alternatives
Moss
German spend management and corporate card platform for mid-market finance teams that need approvals and real-time control.
Danish spend management platform for cards, reimbursements, invoices, and finance controls.
French spend management and procurement platform for cards, invoices, approvals, and payment-to-ledger finance controls.
What to Check Before Switching from Ramp
Where your data will be stored
1 of the 3 alternatives here says it keeps data in the EU only. Pleo and Spendesk offer an EU region alongside others, so choose it explicitly when you set up the account.
How you can try it
None of the alternatives here publishes a free plan, so plan for a paid trial period that overlaps with Ramp. Moss and Spendesk sell on custom quotes only, which usually means a sales call before you can try it.
Security certifications
Certifications we have confirmed on the vendor’s own site: Spendesk (ISO 27001). If your procurement requires one, check the others directly.
What you need to bring from Ramp
List the data, templates and integrations you rely on in Ramp, then confirm each one can be exported and that the alternative can import it or offers an API to rebuild it.
Frequently Asked Questions
- What are the European alternatives to Ramp?
- We list 3 companies headquartered in Europe that replace Ramp: Moss (Germany), Pleo (Denmark) and Spendesk (France).
- Is there a free European alternative to Ramp?
- None of the alternatives listed here publishes a free plan.
- Which Ramp alternatives keep data in the EU?
- Moss keeps data in the EU only. Pleo and Spendesk let you choose an EU region.