Payment Processing
Afterpay logo

European Alternatives to Afterpay

Buy-now-pay-later provider owned by Block, offering instalment payments at checkout. Here are 2 GDPR-compliant European alternatives that keep your data in the EU.

Why Consider European Alternatives?

GDPR Compliance

Built for European privacy standards from day one

EU Data Residency

Your data never leaves European servers

No US CLOUD Act

Not subject to US government data requests

Local Support

European timezone customer support

Compare Afterpay Alternatives

Company
Headquarters
Data Residency
Founded
Pricing
Open Source
Website
Billie logo
Billie
Berlin, Germany🇪🇺 EU Only2016Custom merchant pricing❌ NoVisit
Klarna logo
Klarna
Stockholm, Sweden🇪🇺 EU Available2005Variable by region❌ NoVisit

2 European Alternatives

Billie logo
Top Pick

Billie

Berlin, Germany
Founded 2016Custom merchant pricing~200 employees

German B2B payments platform focused on buy-now-pay-later and invoice checkout for merchants.

Visit Website
Klarna logo

Klarna

Stockholm, Sweden
Founded 2005Variable by region~5,000 employees

Swedish fintech offering buy-now-pay-later and payment solutions. 150M+ users worldwide.

Visit Website