Klarna logo

Klarna

European Payment Processing Software

Payment ProcessingEU region availableStockholm, SwedenSince 2005paid

Klarna is a European alternative to

Afterpay logo
Afterpay
Affirm logo
Affirm
Headquarters
Stockholm, Sweden
Pricing
Paid
Data Residency
EU region available
Company Size
~5,000
About Klarna

Swedish fintech offering buy-now-pay-later and payment solutions. 150M+ users worldwide.

Klarna is a European alternative to Afterpay, Affirm.

Klarna is headquartered in Sweden, so it is bound by the GDPR. Customers can choose to have their data hosted in the EU.

Klarna at a glance

European headquarters

Headquartered in Stockholm, Sweden, as stated in its own legal pages.

Data residency: EU region available

You can choose EU hosting for your data.

Bound by the GDPR

Its headquarters puts it under the GDPR, not under US law.

How we check headquarters

Key Features
Buy now, pay later (30 days)
Pay in 3-4 installments
Instant one-click checkout
Security & compliance certifications

We haven't reviewed Klarna's certifications yet. This says nothing about whether Klarna holds any — only that we have not checked.

Pricing

Standard

Variable by region

Merchant fee per transaction, no setup costs

Visit Klarna for the latest pricing details.

Integrations
ShopifyWooCommerceMagentoPrestaShopShopwareSalesforce CommerceBigCommerceOpenCart
Company Info
Headquarters
Stockholm, Sweden
Founded
2005
Employees
~5,000
Funding
Raised $4.6B+, IPO planned. Valued at $6.7B (2024)
Product Specifications
Replaces
Afterpay, Affirm

Ready to try Klarna?

Variable by region. Check the current plans and terms on Klarna's own website.

Get Started with Klarna

Work at Klarna? Add the European SaaS badge to your website