European Alternatives to Bill.com
US accounts payable and receivable automation platform. Below are 2 alternatives from companies headquartered in the United Kingdom and France. 1 of them keeps data in the EU only.
Headquartered in Europe
Every company listed here has its headquarters in the EU, EEA, UK or Switzerland, not just a data centre there.
Data location you can check
The pricing table shows whether each one keeps data in the EU only, offers an EU region, or does not say.
Outside the US CLOUD Act
US providers can be ordered to hand over data held in their European data centres. A European company with no US parent or US operations is outside that reach.
Compare Bill.com Alternatives
| Company | Headquarters | Data Residency | Founded | Pricing | Open Source | Employees | Funding | Replaces | Website |
|---|---|---|---|---|---|---|---|---|---|
| London, United Kingdom | 🇪🇺 EU Available | 2011 | From per-transaction pricing | ❌ No | ~800 | VC-backed growth company | Stripe, Bill.com | Visit | |
| Paris, France | 🇪🇺 EU Only | 2016 | From monthly business plans | ❌ No | ~1,500 | VC-backed growth company | Brex, Bill.com | Visit |
Bill.com Alternatives: Pricing and Hosting Compared
Starting prices are the lowest paid plan each vendor publishes. Check the vendor's pricing page before you buy, as plans change.
| Alternative | Country | Free plan | Paid plans | Open source | Data residency |
|---|---|---|---|---|---|
| GoCardless | United Kingdom | No | Not published | No | EU region available |
| Qonto | France | No | Not published | No | EU only |
2 European Alternatives
GoCardless
UK bank payment platform for recurring debits, invoice collection, and account-to-account payment flows.
French business finance platform combining business banking, cards, invoicing, and spend controls for SMBs.
What to Check Before Switching from Bill.com
Where your data will be stored
1 of the 2 alternatives here says it keeps data in the EU only. GoCardless offers an EU region alongside others, so choose it explicitly when you set up the account.
How you can try it
None of the alternatives here publishes a free plan, so plan for a paid trial period that overlaps with Bill.com.
Security certifications
We have not confirmed a security certification for any of these alternatives yet. If your procurement requires ISO 27001 or SOC 2, ask each vendor for its documentation.
What you need to bring from Bill.com
List the data, templates and integrations you rely on in Bill.com, then confirm each one can be exported and that the alternative can import it or offers an API to rebuild it.
Frequently Asked Questions
- What are the European alternatives to Bill.com?
- We list 2 companies headquartered in Europe that replace Bill.com: GoCardless (United Kingdom) and Qonto (France).
- Is there a free European alternative to Bill.com?
- None of the alternatives listed here publishes a free plan.
- Which Bill.com alternatives keep data in the EU?
- Qonto keeps data in the EU only. GoCardless lets you choose an EU region.